Japan Pension Refund Calculator

If you paid into the Japanese pension system and leave Japan, you can claim a Lump-sum Withdrawal Payment. Enter your months and salary to see an estimate.

Who can claim

• You do not have Japanese nationality.
• You paid into the Japanese pension for 6 months or more.
• You no longer have an address in Japan.
• You do not qualify for an old-age pension (10 years) and never had a disability pension right.
• Within 2 years after you left your address in Japan.

How it is calculated

• Employees' Pension: average standard remuneration × payment rate (0.5 for 6 months … 5.5 for 60 months). Bonuses count from April 2003.
• National Pension: the fixed amount for the fiscal year of your last payment, in 6-month steps.
• Monthly salary is treated as the standard monthly remuneration, limited to ¥88,000–¥650,000.

Please note

This is an estimate based on the Japan Pension Service formulas (updated 1 April 2026). Your actual payment is decided by the Japan Pension Service. Months with partial exemption count partly. If your last month is before April 2021, the limit is 36 months.

Guides

• How to apply for the pension Lump-sum Withdrawal Payment
• How to get back the 20.42% tax on the Lump-sum Withdrawal Payment
• Common mistakes that cost you the Lump-sum Withdrawal Payment
• Resident tax (juminzei) when you leave Japan

Source: Japan Pension Service / 日本年金機構